Residential Mortgage Financing

Here is how we can help you when it comes to Residential Mortgage Financing:

• Pre-qualification assistance: It’s a good idea to get pre-qualified for your mortgage before shopping for a home. We help by working for you in supplying competing lenders with basic information regarding your debt, income and assets. From this information, the lenders can get an idea of the mortgage amount for which you qualify, and it can usually be done at no cost.
  
  
• Being pre-qualified can help you narrow the price range of homes in which you are interested in, as it’s another way of knowing what you can afford. It can also help you act fast if a home you’re interested in has a lot of interest. Pre-qualification shows you are serious buyer, and your offer will be taken more seriously than an offer from someone who has not spoken with a lender. The initial pre-qualification stage also allows you to discuss with any goals or needs you may have regarding your mortgage. We can then explain your mortgage options and recommend the type that might be best suited to your particular requirements.
  
• Mortgage broker / Lender referrals: The loan officers at banks, credit unions or other lending institution are employees who work to sell and process mortgages and other loans originated by their employer. They often have a wide variety of mortgage types to draw from, but all loans originate from their lending institution. The loan officer takes your application and works to find a home loan that suits your needs. If your personal credit is approved, the officer moves forward to process the purchase.
  
• Our Mortgage Brokers are professionals who are paid a fee to bring together lenders and borrowers. They usually work with dozens or even hundreds of lenders, not as employees, but as freelance agents. Think of mortgage brokers as your forward scouts. They evaluate and analyze each your credit situation to determine which lender is the best fit for your needs. The broker then submits the your application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. We can find a lender for just about any type of credit.
  
  
• We have solid contacts and relationships with various institutional lenders: Our repertoire of lenders provides a flexible approach to your mortgage requirements and we can find the right fit for you.
  

• Lawyer / Solicitor referral for clients acting as either seller or buyer: We have and can provide the legal services you would require either as a buyer or seller. Our approach is a one stop shop for all of your needs when it comes to home buying or selling.
  
  

Find out more by contacting us today.