Whether you are buying or selling residential property or looking for a new home in the Greater Toronto Area, Vaughan and York Region, Micor Realty is your answer.

We have access to MLS listings and

We are here to serve you!

 

From our real estate websites you can search through MLS listings for homes for sale in Vaughan, Toronto, York Region or anywhere
in Ontario. To view listings real estate listings for homes you can click here for a new window showcasing the MLS listings.

 

Buying a home involves a process, that should be entered into carefully and thoughtfully, to result in the buyer having a home plus a good long-term investment. At the beginning of the home buying adventure it can seem very daunting to both experienced and novice Buyers. Whether you are interested in buying a condominium, townhouse, semi-detached or fully detached house you will appreciate the Micor Realty service when it comes to residential real estate.

• Click here - To view real estate listings by area.
• Click here - To view real estate listings through an interactive map.
• Click here to download Reports, Tips and Articles for buying or selling a home.

The  step-by-step guide for finding a home and working with Micor Realty to make it yours.

Please note these are guidelines only. For more information please contact Micor Realty.

 

• Are You Ready To Own?: How much money do you have for your initial down payment? This will affect the size of mortgage you will need and whether you can consider buying a new home. The more money you have the lower the amount you need to borrow. Start your preparations by getting pre-approved for a mortgage. You’ll find out how much money you eligible for and how much it’ll cost to carry. Depending on the lender you can also get a mortgage rate locked in for 60 to 90 days. You will find our in-house mortgage specialists very helpful for financing.
  
• FINANCING: If you do not have the 25% percent down payment needed for a conventional mortgage, you will need mortgage insurance, which may cost up to 2.5 percent of the amount of the loan. Most people may add the cost  of the insurance to their mortgage principal, which will increase the monthly payment somewhat. Another method around a low down payment is by acquiring a second mortgage. Your Micor Realty representative or our mortgage specialist can explain more fully. First-time buyers, or people who have not owned a home in five years, can borrow up to $20,000 each from their registered retirement savings plan to help pay for a home purchase. The money must be repaid in annual installments within 15 years or there is a tax penalty.
  
• What to Consider: What do you want your home to have? Car parking, garage, pool, fireplace, eat-in kitchen, walk-in closets? Which neighbourhood do you want? Local amenities? Transportation? Prepare a list. This list will change according to affordability and as you look at homes. It will serve as your guide as to what is truly important to you and show you where you can compromise if needed.
  
• The Realtor: Your Micor Realty representative will explain to you all about realtor relationships and how we can best serve you. Our representatives agree represent you and you alone in buying a house. The buyer-sales representative still gets paid through a share of the selling commission, so don’t worry about extra cost. It is included as part of the purchase price. Remember that your sales representative cannot work for you without a signed Buyer Representation Agreement. It formalizes the relationship and confirms that your sales representative is working on your behalf.
  

Your Micor Realty Representative: The sales representative will review with you your wish list, financial data, benefits and concerns of individual properties and of various neighbourhoods to get a sense of what available properties will be best for you. The number of houses you visit is wide open, but be aware that you can’t always get what you want. Your sales representative is probably working under the assumption that you are ready to make an offer when shown the right home. Your Micor realty representative is going to show you the properties most likely to match your wish list first.

Find out more about how we can help you when buying a home by contacting Micor Realty today.

Selling a home?

Two of the biggest mistakes home sellers make when choosing a listing agent are selecting an agent solely based on:

• Highest List Price for Your Home
• Lowest Commission

At first glance, a seller might say, "What? Are you kidding?" Because sellers want the highest possible price and to pay the least amount of commission. But those two criterion have very little to do with hiring a competent agent and, in many instances, are completely irrelevant.

 

Here's why.

• The Highest Suggested List Price
  
  Agents can't tell you how much your home will sell for. Not so. A listing agent can show you comparable sales, pending sales and active sales. But it is up to you to choose the sales price and prospective buying activity will tell you if the pricing is right for the market & neighbourhood.
  
  Since agents can not guarantee your sales price, the listing agent who suggests the highest price may have not researched the market and your area Ask the agent to show you numbers supporting that suggested list price.
  
  Look for a listing agent who gives you a price range.
  
  There is always a price range. It may vary by $10,000 on the low-end versus the high, or the spread might be greater. Many factors determine the range, among which are location, the market and home improvements.
  
  Pricing is an art.
  
  The best time for an offer is within the first 30 days on market. If the home is priced right, you'll get an offer. If it's priced too high, you might not get any showings at all; buyers will shun your home and you'll eventually end up reducing the price, leaving buyers wondering what's wrong with your house.
• Whether your Buying or Selling - Speak with the Representatives at Micor Realty to "Negotiate Smarter"